As a commercial contractor or builder looking for where to get a builders risk insurance policy, you need to ensure that you choose a good insurance agency.
Here’s some tips on how to do this:
- First you can decide to do the leg work yourself. This involves searching online, reading reviews and going through documents that talk about the grading of insurance company, from here you can make up your mind on a particular insurance agent.
- Secondly, you could talk to your insurance adviser. She or he should be able to advise you on the best type of builders risk insurance policy for you. You have to know though that these advisers are usually affiliated to the insurance agency, and as such they could talk of a particular firm in a very good manner, that doesn’t mean you should swallow their opinion’s hook line and sinker. You should be able to ask questions based on what they told you.
- You could also talk to your friends and colleagues asking them what firm they have used in the past and the good things about the firms. From their response, you could decide on a particular firm.
The ideal construction insurance agency to get your builders risk insurance policy should be one that has good reputation, strong financial backbone, affordability and flexibility of premiums and good record with handling claims.
A builder’s risk insurance policy will help you with protection against all forms of risk you have to face as a builder; therefore, it is important that you get a good insurance agency that will help you take care of it.