Sports insurance such as fitness trainer insurance has become very much popular in different continents. However, what are the most common cases that rise upon the start of having personal trainer insurance?
First is negligence. The four duties of a personal trainer are to inform, instruct, monitor and supervise clients. Failure to do any of those duties is considered negligence. Like a failure to screen the client of its condition regarding his health and his capacity to endure physical and mental work load, failure to adequately inform the client with the proper use of the equipment that will be used and as well as its defects. Failure to provide proper confidentiality of information gathered upon the interview or conversation that should be held confidential. Then the touching of body parts without consent from the client, especially when the client dislikes it or if it is perceived as a malicious act.
These are just some of the situations that a complaint could rise up to. However, there are ways to avoid those things to happen. First is during the interview, spend enough time to talk and pay attention to every important detail of information that the client is giving you. Write information on a paper for future references. Then, never train a client that you know yourself you are not capable of training for. Bearing in mind the exclusions of personal trainer insurance should keep you guided somehow. Then lastly, try not to cater to clients that you personally dislike so you can avoid conflict in between.
These are just some of the simple issues and its guidelines on how to avoid legal liabilities in being a personal fitness trainer. This would somehow make your payments of having personal trainer insurance worth investing for.