Sports camps have many activities that their participants can enjoy. However, these activities have a small measure of risk involved. To mitigate risks is not enough. As a sports camp operator, you must prepare for the possibility that participants can injure themselves or do damage to rented property. The best way that you can do this is to provide coverage for yourself and your employees and volunteers by purchasing a sports camp insurance plan. However, what activities does this program cover?
Popular sports such as basketball, football, baseball, hockey and wrestling are activities that require exertion and vigorous movement. They are also the most high-risk sports offered by camps. Therefore, they are the first ones in the list of activities covered by sports insurance plans The risk for bodily injury is pretty high for these strenuous sports so it makes sense to include them in the coverage.
Cheerleading, gymnastics, lacrosse and track and field are fewer risky endeavors. However, less risk doesn’t necessarily mean zero risks. There have been accidents involving cheerleaders and gymnasts. The camp operator must protect himself from liabilities resulting from these activities and include them in the coverage.
Other sports, such as golf, baseball, tennis and squash are the least strenuous of the popular sports offered by sports camp. Therefore, they are the least risky. Then again, freak accidents can happen. If you did not include these relatively safe sports in your coverage, you may come to regret that decision.
Whether an activity is risky or not, it really pays to be ready for any possibility. So don’t be caught unprepared and pay thousands of dollars for liabilities and fees. Purchase a sports camp insurance plan now and say goodbye to your worries.